Checking Accounts
Checking for Everyone!
Whether you’re a saver, a spender or looking to build your banking history, we offer accounts that work for you. From our Kasasa® rewards to our Second Chance Checking, we give you choices to take control of your finances.
Compare the options below to learn which account is best for your individual needs.
Kasasa Cash®
Kasasa Cash®
Back
Second Chance Checking
Business Checking
Kasasa Cash® Checking
We pretty much pay you to bank here!
- 6.00% APY* on balances up to $10,000 | 0.75% APY* on balances over $10,000 | 0.03% APY* if qualifications aren't met
- No minimum deposit to open | No minimum balance to earn rewards | No monthly service fees
- Refunds on ATM fees, nationwide*
- Can link to Kasasa Saver® Account
- Mobile Deposit | Online Bill Pay
- VISA® Debit Card
Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases made with non-Jefferson Financial Federal Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY* of 6.00%; and balances over $10,000 earn 0.75% interest rate on the portion of balance over $10,000, resulting in a range from 0.75% to 6.00% APY* depending on the account’s balance and (2) you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash Account on the last day of statement cycle. When Kasasa Cash qualifications are not met, all balances in the account earn 0.03% APY* and ATM fees are not refunded. *APY = Annual Percentage Yield. APYs accurate as of 08.01.2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit / ACH credit, enrollment in Online Banking, receipt of eStatements may be a condition(s) of this accounts. Enrollment in electronic services (e.g. Online Banking, eStatements, Online Bill Pay) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per Social Security Number. There are no recurring monthly service charges or fees to open or close this account. Contact a Jefferson Financial FCU representative for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.
FREE Kasasa Cash Back® Checking
The best reward is more money in your bank account and Kasasa Cash Back® does just that!
- Can link to a Kasasa Saver® Account
- Earn up to $8.00 cash back per month*
- Refunds on ATM fees, nationwide*
- No monthly service fees
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VISA® Debit Card
We are here for you whether you are looking for a change or need a second chance.
Push the reset button on your banking history.
- Free VISA® Debit Card
- Minimum balance required
- Must receive eStatements
- Monthly fees
- $11.95/Month with Direct Deposit
- $13.95/Month without Direct Deposit
Visit a Branch Location to open a Second Chance Checking Account today!
Business Checking
Take your business account to the next level!
- $100 Minimum balance required
- $10 Monthly service fee (waived if average balance is $5,000 or greater)
- 150 Free Items
- Analyzed statements available
- Free VISA® Debit Card
- Earn Interest*
Visit a Branch Location to open a Business Checking Account today!
*Minimum balance of $10,000 to earn dividends.