VISA Credit Cards

JOIN TODAY OR APPLY FOR A LOAN

A Visa® Credit Card with Jefferson Financial gives you purchasing power and convenience! Enjoy a competitive, fixed rate without the hassle of excessive fees.
 
In addition, we offer account safeguards that ensure confidence and peace of mind with:
  • Zero Liability
  • No Annual Fee
  • Competitive Rate
  • No Fees on Cash Advances
  • eStatements
  • Accepted Worldwide 
  • 25-Day Interest Free Grace Period for Purchases
  • 24-Hour Credit Card Fraud Monitoring
  • PRISM Fraud Service
  • Warranty Manager Service
  • Credit Limit Increases Available

Visa® Platinum Visa® Secured Visa® Business Platinum

  • Suitable for credit cards users with good credit
  • Credit limit up to $50,000

  • Suitable for individuals with little to no credit
  • Easy-to-use for every day purchases and more
VISA Secured - Apply Online

  • Suitable for business owners
  • Provides operational purchasing power
  • Credit limit up to $50,000
    Contact our Business Lending Team at
           800.259.2471 Ext 622 for details.

Activate Your

New Card

Report a Lost or Stolen Card

Apply for a Credit Limit Increase

Jeff's Points 4 You
United States: 800.290.7893
International: 206.624.7998
United States: 888.297.3416
International: 206.389.5200

Jefferson Financial FCU understands your needs and can assist you in increasing your credit limit. 

Enjoy one of many benefits with an increased line of credit including a greater sense of ease in emergencies, quick access to funds for last minute purchases, and upgrades to available credit that match your career advancements and financial status. 

Telephone: A credit union representative can be reached at 800.259.2471 ext. 627 to help you complete your application over the phone.
Online: To apply online, members must designate the credit increase amount using the link below.


IMPORTANT REWARDS PROGRAM UPDATE | EFFECTIVE MAY 31, 2025

Jeff's Points 4 You Rewards Program will be coming to an end, effective May 31, 2025. After this date, you will no longer earn rewards on eligible purchases and will no longer be able to redeem any points. Please contact us at 800.259.2471 ext. 627 with any questions.

Jeff's Points 4 You helps you get more from life!

Use your Platinum/Classic Visa® Credit Card for everyday expenses, big ticket items and beyond... 2 points for every $1.00 spent on Travel, Gas & Restaurants. 1 point for every $1.00 on everything else. The more you spend, the more points you'll earn. When you have enough points for the reward you want, just go online to redeem and enjoy! No expiration date on points program. 

  • Travel: Travel rewards for flights, hotels, car rentals or cruises.
  • Cash Back and Gift Cards: Cash to spend however you want and gift cards to your favorite restaurants and stores.
  • Merchandise: Choose from thousands of popular items! 
How to Access Jeff's Points 4 You:
  • Simply sign into Online Banking and click on Jeff's Points 4 You in the navigation bar.
  • A new tab will open and you will be asked to register your account (Visa® Credit Card Number).
  • Follow the prompts to complete your registration.