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Savings

Become a member!


Secure your money in an account where you know it's safe. Our interest earning accounts have no service fees and are insured up to $250,000 by the NCUA, a U.S. government agency. Your savings and investments are always safe with us!

Below you will find a list of our Savings Account options. 

Co-Op Shared Branching Network:

As a Member of Jefferson Financial FCU, you can enjoy the benefits of Shared Branching. A national network of credit unions from all over the country - they share facilities to give members thousands of convenient locations to perform financial transactions. There are more than 150 locations in the Greater New Orleans area. Use the locator tool to find a location nearest you!
 
Effective May 1, 2025 - Shared Branching will no longer be available in drive-up. Our staff is happy to assist you in-branch.

Savings begins here!

The Primary Savings Account is the gateway to access all of the benefits Credit Union Membership has to offer. In opening this Account, you become a Member and therefore an owner of Jefferson Financial!

  • $5 minimum balance required
  • One-time $5 membership fee
  • Earn Interest*
  • No maintenance fees
  • Immediate access to all products & services
  • Immediately eligible to apply for a loan

*Minimum balance of $1,000 to earn dividends. 
Savings accounts for minors must be opened in-person at a Jefferson Financial FCU Branch. 

Saving for something special?

Jefferson Financial understands our members save for different reasons. A Secondary Savings Account gives you the option to have a separate savings account so you can save for additional expenses without worrying about spending those earmarked funds.

Enjoy:
To add a Secondary Savings to your current account, simply contact the Credit Union via the Secured Messaging feature within Online Banking or visit a Branch. 

*Minimum balance of $1,000 to earn dividends.

Make Saving effortless

Add free Kasasa Saver® to your equally free Kasasa Checking to start saving automatically

  • Automatic transfers of Kasasa® Checking rewards
  • 4.50% APY* on balances up to $20,000
  • 0.50% APY* on balances over $20,000
  • 0.03% APY* if qualifications are not met on Kasasa® Checking account
  • No minimum deposit to open
  • No minimum balance to earn rewards
  • No monthly service fees